No Insurance? No Problem.
Direct Primary Care in Boulder, CO for Health Shares + High-Deductible Plans
How DPC Works for Self-Employed, Small Businesses & Health Share Members
If you're a small business owner, freelancer, or self-employed professional in Boulder, you already know: health insurance is brutal.
Between sky-high premiums, confusing plan tiers, and deductibles so large you never actually use your coverage — it can feel like you're paying a fortune for healthcare you can't afford to access.
And if you've looked into health shares as an alternative? You've probably noticed they cover catastrophic events well, but leave a gap when it comes to everyday primary care.
That's exactly where Direct Primary Care fits in.
What Is DPC, and Why Does It Pair So Well With Health Shares?
Direct Primary Care (DPC) is a membership-based healthcare model. You pay a flat monthly fee — no copays, no deductibles, no surprise bills — and get unlimited access to your provider.
At Base Camp Health, that looks like:
Unlimited visits (sick, wellness, chronic care — all included)
Same-day and next-day appointments
Direct call, text, and email access to Ruth, your provider
30–60 minute unrushed visits (not the 7-minute shuffle)
Significantly discounted labs and bloodwork — no insurance markup
Telehealth when you can't make it in
For small business owners and freelancers using a health share (like CrowdHealth), DPC fills the primary care gap perfectly. Health shares typically cover big-ticket items — ER visits, surgeries, hospitalizations — but they don't cover routine care. DPC handles everything else.
DPC + Health Share = full coverage at a fraction of traditional insurance costs.
The Small Business Owner's Healthcare Math
Let's break it down for a self-employed individual or small team in Boulder:
Traditional insurance:
Monthly premium: $500–$800+/person
Deductible: $3,000–$7,000 before coverage kicks in
Copays: $30–$75/visit
Labs: billed at retail, often $200+ per panel
Access: 2–4 week wait, 10-minute visits
DPC + Health Share:
DPC membership: $125/month (adult)
Health share: ~$200–$400/month depending on plan
Deductible: $0 for primary care; health share covers major events
Labs: wholesale pricing (often 80–90% less than retail)
Access: same-day, direct text/call, 30–60 min visits
For a family? Base Camp Health caps at $400/month — and that covers everyone.
Why Boulder's Entrepreneurs and Small Teams Love DPC
When you run your own business, time is your most valuable asset. You can't afford to:
Sit in a waiting room for 45 minutes
Wait 3 weeks for an appointment when you're sick now
Play phone tag with a nurse line to get a prescription refill
Spend hours deciphering an insurance EOB
At Base Camp Health, you text Ruth. She responds — usually within minutes, not days. You get seen the same day. You get back to work.
For small business owners with employees, DPC can also be offered as a benefit. It's a straightforward, affordable way to provide real healthcare access to your team without the complexity and cost of traditional group insurance.
How to Get Started
It's simple:
Book a free Meet & Greet — come see the clinic, meet Ruth, ask anything
Choose your membership — $125/adult, $75/child, $400/family max
Pair with a health share or high-deductible plan for catastrophic coverage
Start getting healthcare that actually works for your life
You didn't start your business to spend hours fighting with insurance companies. You started it to live life on your terms.
Your healthcare should work the same way.
Base Camp Health is located at 2760 29th St #1F, Boulder, CO 80301. We serve entrepreneurs, freelancers, and small business teams across Boulder, Louisville, Lafayette, Erie, Superior, and beyond.
